10 Tips to Turn Your Neighborhood Into a Hometown Haven

Aside

If you’re considering a move, you may be worried about replacing the comfort and support of family and friends you’ll leave behind. Or maybe you’ve completed a move and would like to meet more of your neighbors. We’ll explore 10 ways you can utilize technology to foster in-person connections with your neighbors, make friends and get engaged in your local community.

  1. Join Your Neighborhood’s Social Network
    A growing number of neighborhoods are utilizing private
    social networks like U.S.-based Nextdoor and Canadianbased
    GoNeighbour. These platforms are a great way to
    share neighborhood news, but don’t just use them to
    connect virtually. Extend an invitation to your neighbors to
    attend a block party or a park playdate for families.
  2. Lend A Hand
    Volunteering your time and talents is a great way to meet
    people who share a similar mission. Search for volunteer
    opportunities you’re passionate about at VolunteerMatch.
  3. Attend A Place Of Worship
    Joining a local place of worship is a good way to meet
    people who share your beliefs and values. There are a
    variety of on-line resources available to help you find a
    match in your area.
  4. Find An Interest Group
    Whatever your favorite hobby or pastime, you’re guaranteed
    to meet people who share your interests when you join an
    interest group! The website Meetup.com has over 32 million
    members in 288,000 groups in 182 countries. You can
    search for a group that appeals to you … from book clubs to
    running groups to professional networking, they have it all.
  5. Take A Class
    Develop a skill while meeting people who share your
    interests and passion for learning. Most community
    colleges offer inexpensive classes on a variety of topics. To
    search for one in your area, visit the American Association
    of Community Colleges website or Schools In Canada.com.
  6. Attend An Event
    Search for a live event in your area at Eventbrite –
    eventbrite.com. Be strategic about the type of event you
    choose to attend. For example, it may be harder to meet
    people at a large festival or concert. A retreat or a
    networking event could offer more opportunities for
    one-on-one interaction.
  7. Share Your Stuff
    “Sharing communities” facilitate the free exchange of goods
    among neighbors to reduce consumption and keep usable
    items out of landfills. Nonprofit groups like The Freecycle
    Network – freecycle.org and Little Free Library –
    littlefreelibrary.org are made up of people who are
    giving (and getting) stuff for free in their own towns and
    neighborhoods.
  8. Support A Community Garden
    Not only do community gardens beautify a neighborhood,
    they also foster community, conserve resources and
    reduce family food budgets. Visit the American Community
    Gardening Association website to search for a community
    garden in your neighborhood.
  9. Carpool With A Coworker
    Carpooling presents an opportunity to form a bond with coworkers
    and/or neighbors during your daily commute. A new
    wave of carpooling websites and apps aim to revolutionize the
    way we commute by making it easier and more convenient
    to carpool. Kangaride Local – local.kangaride.com, Scoop –
    takescoop.com and Waze Carpool – waze.com/carpool are
    just a few examples. Check to see if any of these are available
    in your local area.
  10. Participate In World Neighbors Day
    The organizers behind World Neighbors Day promote it
    as “an invitation to share a moment with your neighbors,
    to get to know each other better and develop a real sense
    of community.” Participants are encouraged to organize
    gatherings with their neighbors to build relationships that
    “form the fabric of our communities.” Whatever you do, be
    sure to make your gathering inclusive and welcoming to all.

Be A Good Neighbor As with anything in life, you will get out what you put in. It can take time to build lasting and meaningful friendships with your neighbors, but the effort you make is likely to pay off tenfold. The tried-and-true way to make friends, grow your support system and get engaged in your community? Be a good neighbor yourself.

Are You Considering A Move? I am a local market experts and can help
you find the ideal neighborhood for your hometown haven. Please contact me for
a free consultation!  Search for Homes for Sale  

Reasons to List Your Home During the Holidays

Less Competition – Most people will wait until spring and summer to list their home, which means during the winter you will have far less competition than any other time of the year.  Less competition could be more money.

Fewer Showings – Yes, there may be fewer showings, but those buyers that are looking are usually very serious about making a purchase.

The Market –  Today’s interest rates are still very good.  This gives buyers more spending power.  And you as well.

More Time to Get Top Dollar – By marketing your home now you may be able to secure a higher price due to limited homes on the market.  We are seeing more multiple offers than we have in years.

Tax Benefits – By selling now you can have a closing before or after the new year for tax purposes.

Loan Commitment  – During the winter months you and the buyers may be able to obtain a loan commitment quicker.

More Time – Buyers may be looking at homes more during the holidays because of their vacation time.

Bottom line, it is all about supply and demand.  There isn’t a bad time to sell. Home sales take place every day twelve months of a year.  We don’t have a crystal ball to know what inventory levels will be in 3 months, 6 months etc.  We do know that typically many sellers will wait until spring to list their home and with that will increase competition.

Have a questions? Want to know is going on in your market? I am only a phone call away!

Search for a home in the privacy of your home.

What are people saying about Jody’s Service? 

How To Buy A Home This Summer

The process of buying a home can be daunting and confusing, regardless of whether you’re a first time homebuyer or an experienced homebuyer. Here are the steps you need to take to buy a home in 2013…

1. Find a Lender

First you need to see if you qualify for a home loan and, if you do, how much money you qualify for. You should look at your finances and determine how much you think you can afford, and then meet with a loan officer who will tell you what loan amount you qualify for.

2. Find a Real Estate Agent

Next you should find a real estate agent who is familiar with the housing market in Worthington, and who is experienced in buying the types of homes you’re looking at. Additionally, a real estate agent can help you with writing up an offer once you find a home, negotiating with the seller, and with any questions you have about the homebuying process.

3. Make 3 Lists

To help narrow down your search and to give your real estate agent direction on what houses to send you, make 3 lists.

List 1: Things you HAVE to have and can not live without

List 2: Things you would like to have but are not a deal breaker

List 3: Things you DO NOT want and will not buy a home if it has this

Keep in mind your lists might change, just remember to communicate that with your agent so they can continue to pull the right homes for you to see.

4. Search For Homes Online

Now you can begin the search for your home. You can do some research on your own by checking popular real estate listing sites, such as Zillow or Trulia, and you can also drive around neighborhoods in Worthington and look for “for sale” signs. If you want or need some help in searching for a home, you can ask your agent to suggest homes for you.

TIP: Most real estate websites have a lot of homes for you to search through. You need to know that not all of the information is accurate. Make sure that you talk to your real estate agent if you see a home online.

5. Do some research

The best thing you can do is to educate yourself. Yes, the professionals you hire will help you along the way but to be fully prepared do your research. Start by answering these questions…

– How much can I afford?

– How much am I willing to pay?

– How much does it cost to buy a home? (down payment, inspections, closing costs, etc)

– How long does it take to close on a home?

– What is a “request to remedy”?

– Is it a buyers market or sellers market?

– Are there still “steals” out there?

– Am I willing to do a lot of repairs? If so is a 203k loan right for me?

The list goes on. Just make sure you are financially and mentally prepared for the process!

Should I or shouldn’t I buy right now?

Last week The News-Herald had an article in the paper from bankrate.com titled Pros and Cons of Buying a house now.

Low mortgage rates and declining home values make homeownership extremely affordable. So does that mean now is the right time to buy? It depends on who you ask and your own personal situation. Real estate is very local, it is not just a question of what state do you live in but more importantly your city or Zip Code.

One thing we do know is interest rates are hovering at historic lows. In the article it mentions, the chances of mortgage rates going up is a lot greater than the chances of them going down a little bit.

Will home prices continue to fall, well that depends on who you ask…Fannie Mae, Economists…who knows? Again, very local to your area.

An EXAMPLE of what this could mean in terms of a monthly mortgage payment helps us understand if rates rise and even if home prices take another dip, a home buyer could end up paying more for a house.

Let’s assume you are thinking of borrowing $150,000 to buy a house and are able to get a 30 yr at 4.75% and let’s say this translates into a monthly mortgage payment of $782. If you wait a year and prices drop by 10% (a little high in my opinion), you may be able to buy that house for $135,000 loan. But if the interest rates rise to 6.00%, you would end up paying $809.00 per month.

So, when it comes to mortgage rates, there has never been a better time to buy. Are you ready to buy is the question? I have several mortgage lenders I would be happy to share with you. Would you like to know what is going on in your local market? I am only a phone call away. Jody 440 221-6383.

Sincerely,

Jody Finucan, REALTOR, CDPE
Howard Hanna Real Estate Services
cell: (440) 221-6383
office: (440) 951-2123

Search for homes like an agent, visit http://www.jodyfinucan.com
http://www.blogbyjodyfinucan.com
Certified Distressed Property Expert
jodyfinucan@gmail.com